Archive for the 'Personal Finance' Category



Monday, December 26th, 2005

Start The Year By Checking Your Credit Reports

Don’t forget to check on your free credit reports to start the year.
Here is some good guideline on whether one should sign up for the credit monitoring service.
Do you need it? Probably not
The high cost is the main reason most people should pass on credit monitoring. The reality is that you probably don’t need it, [...]

Monday, November 28th, 2005

The fine art of holiday tipping

If you’ve made your holiday list and checked it twice, chances are you’ve still forgotten some folks: the service providers who are expecting holiday tips.
End-of-the-year gratuities can show these folks that you appreciate the work they do for you and thank them for helping your life run more smoothly. This extra cash may help foster [...]

Thursday, November 3rd, 2005

Protect Your Online Brokerage Accounts

The U.S. Securities and Exchange Commission would like to help you protect your online trading account. Here are some of the tips they give that can help you protect yourself.
How to Protect Yourself Online

Beef Up Your Security
Use a Security Token (if available)
Be Careful What You Download
Use Your Own Computer
Don’t Respond to Emails Requesting Personal Information
Be [...]

Tuesday, November 1st, 2005

New Tax Proposal To Cap Deduction on Home Mortgage Interest

The proposed new tax plan will cap the mortgage interest deduction for homes at medium sale price depend on region. The proposal however will grandfather in any purchases before the new law go into effect.
If this tax law pass, There maybe a rush to purchase homes in order to continue full deduction under the [...]

Wednesday, October 26th, 2005

Are You Missing A Tax Refund

You might be one of 84,290 taxpayers who had some kind of address problem which prevented the IRS from mailing you your refund check last year. The average check is a whooping $871 for a grand total of about $73 million.
If you didn’t get a check and are still waiting for it, you might go [...]

Wednesday, September 21st, 2005

Hybrid Sedans and SUVs

With gasoline prices likely to stay high, the hybrid vehicles will be in big demand especially when the competitions drive the prices down. There is no doubt in my mind that Honda and Toyota will continues to beat the GM, Ford, and Chrysler. The Japanese companies are in the lead with the new [...]

Tuesday, September 20th, 2005

GM continues to roll out big SUV.

GM just introduced its new 2007 Lake Tahoe. It has better interior (looks like German interior) and better fuel efficiency (20+ per gallon). It is a desperate attempt to bring buyers back to its more profitable segment. The trucks sale accounts for more than 60-75% of GM’s profit. I feel GM [...]

Thursday, September 1st, 2005

Credit Report Finally Free

Lot of people may not realize that their credit is one of the most important things in their life. Without credit one may not be able to rent or buy your very own place, getting that car that you always wanted, or even getting the job they are looking for. Having no credit or bad [...]

Thursday, August 25th, 2005

Watch Out For those VOIP Fees

I subscribed to Vonage business VOIP service. I had two lines and a fax line. I decided to downgrade my service to just one single residential line. Guess how much Vonage charged me to do that. For the cancelled line, they charged me $41.19 and for the line that I’m keeping [...]

 
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