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	<title>Investing Opinions &#187; Personal Finance</title>
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		<title>Start The Year By Checking Your Credit Reports</title>
		<link>http://investing.ccopinion.com/archives/190/start-the-year-by-checking-your-credit-reports</link>
		<comments>http://investing.ccopinion.com/archives/190/start-the-year-by-checking-your-credit-reports#comments</comments>
		<pubDate>Mon, 26 Dec 2005 16:45:07 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/archives/190/start-the-year-by-checking-your-credit-reports</guid>
		<description><![CDATA[Don&#8217;t forget to check on your free credit reports to start the year.
Here is some good guideline on whether one should sign up for the credit monitoring service.
Do you need it? Probably not
The high cost is the main reason most people should pass on credit monitoring. The reality is that you probably don&#8217;t need it, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The fine art of holiday tipping</title>
		<link>http://investing.ccopinion.com/archives/183/the-fine-art-of-holiday-tipping</link>
		<comments>http://investing.ccopinion.com/archives/183/the-fine-art-of-holiday-tipping#comments</comments>
		<pubDate>Tue, 29 Nov 2005 00:01:15 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/archives/183/the-fine-art-of-holiday-tipping</guid>
		<description><![CDATA[If you&#8217;ve made your holiday list and checked it twice, chances are you&#8217;ve still forgotten some folks: the service providers who are expecting holiday tips.
End-of-the-year gratuities can show these folks that you appreciate the work they do for you and thank them for helping your life run more smoothly. This extra cash may help foster [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Protect Your Online Brokerage Accounts</title>
		<link>http://investing.ccopinion.com/archives/150/protect-your-online-brokerage-accounts</link>
		<comments>http://investing.ccopinion.com/archives/150/protect-your-online-brokerage-accounts#comments</comments>
		<pubDate>Thu, 03 Nov 2005 22:55:48 +0000</pubDate>
		<dc:creator>george</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/?p=150</guid>
		<description><![CDATA[The U.S. Securities and Exchange Commission would like to help you protect your online trading account. Here are some of the tips they give that can help you protect yourself.
How to Protect Yourself Online

Beef Up Your Security
Use a Security Token (if available)
Be Careful What You Download
Use Your Own Computer
Don&#8217;t Respond to Emails Requesting Personal Information
Be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Tax Proposal To Cap Deduction on Home Mortgage Interest</title>
		<link>http://investing.ccopinion.com/archives/146/new-tax-proposal-to-cap-deduction-on-home-mortgage-interest</link>
		<comments>http://investing.ccopinion.com/archives/146/new-tax-proposal-to-cap-deduction-on-home-mortgage-interest#comments</comments>
		<pubDate>Tue, 01 Nov 2005 21:08:02 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/?p=146</guid>
		<description><![CDATA[
The proposed new tax plan will cap the mortgage interest deduction for homes at medium sale price depend on region.  The proposal however will grandfather in any purchases before the new law go into effect.
If this tax law pass, There maybe a rush to purchase homes in order to continue full deduction under the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are You Missing A Tax Refund</title>
		<link>http://investing.ccopinion.com/archives/131/are-you-missing-a-tax-refund</link>
		<comments>http://investing.ccopinion.com/archives/131/are-you-missing-a-tax-refund#comments</comments>
		<pubDate>Wed, 26 Oct 2005 15:04:58 +0000</pubDate>
		<dc:creator>george</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/?p=131</guid>
		<description><![CDATA[You might be one of 84,290 taxpayers who had some kind of address problem which prevented the IRS from mailing you your refund check last year. The average check is a whooping $871 for a grand total of about $73 million.
If you didn&#8217;t get a check and are still waiting for it, you might go [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Hybrid Sedans and SUVs</title>
		<link>http://investing.ccopinion.com/archives/35/hybrid-sedans-and-suvs</link>
		<comments>http://investing.ccopinion.com/archives/35/hybrid-sedans-and-suvs#comments</comments>
		<pubDate>Thu, 22 Sep 2005 02:48:49 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/archives/35/hybrid-sedans-and-suvs</guid>
		<description><![CDATA[With gasoline prices likely to stay high, the hybrid vehicles will be in big demand especially when the competitions drive the prices down.  There is no doubt in my mind that Honda and Toyota will continues to beat the GM, Ford, and Chrysler.  The Japanese companies are in the lead with the new [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>GM continues to roll out big SUV.</title>
		<link>http://investing.ccopinion.com/archives/31/gm-continues-to-roll-out-big-suv</link>
		<comments>http://investing.ccopinion.com/archives/31/gm-continues-to-roll-out-big-suv#comments</comments>
		<pubDate>Tue, 20 Sep 2005 19:55:50 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/archives/31/gm-continues-to-roll-out-big-suv</guid>
		<description><![CDATA[GM just introduced its new 2007 Lake Tahoe.  It has better interior (looks like German interior) and better fuel efficiency (20+ per gallon).  It is a desperate attempt to bring buyers back to its more profitable segment.  The trucks sale accounts for more than 60-75% of GM&#8217;s profit.  I feel GM [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Report Finally Free</title>
		<link>http://investing.ccopinion.com/archives/17/credit-report-finally-free</link>
		<comments>http://investing.ccopinion.com/archives/17/credit-report-finally-free#comments</comments>
		<pubDate>Fri, 02 Sep 2005 01:10:10 +0000</pubDate>
		<dc:creator>george</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/?p=17</guid>
		<description><![CDATA[Lot of people may not realize that their credit is one of the most important things in their life. Without credit one may not be able to rent or buy your very own place, getting that car that you always wanted, or even getting the job they are looking for. Having no credit or bad [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Watch Out For those VOIP Fees</title>
		<link>http://investing.ccopinion.com/archives/15/watch-out-for-those-voip-fees</link>
		<comments>http://investing.ccopinion.com/archives/15/watch-out-for-those-voip-fees#comments</comments>
		<pubDate>Thu, 25 Aug 2005 13:28:29 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://investing.ccopinion.com/archives/15/watch-out-for-those-voip-fees</guid>
		<description><![CDATA[I subscribed to Vonage business VOIP service.  I had two lines and a fax line.  I decided to downgrade my service to just one single residential line.  Guess how much Vonage charged me to do that.  For the cancelled line, they charged me $41.19 and for the line that I&#8217;m keeping [...]]]></description>
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